LEGAL DISCLAIMER

For purposes of this Legal Disclaimer, references to “AIM”, “we”, “us” or “our” refer to the AIM^TM Group of companies and/or one or more of its constituent entities, as applicable in the circumstances. Each entity within the AIM Group operates as a separate legal entity, and nothing in this Legal Disclaimer is intended to create any joint liability or to attribute the acts or omissions of one entity to another.

 

1. General information only

The information contained on this website (“the Site”) is provided by AIM for general informational purposes only. The content is intended to provide general guidance on matters of interest and does not take into account specific circumstances, objectives or needs.

The application and impact of laws, regulations, standards and professional requirements may vary depending on particular facts or circumstances. Due to the changing nature of laws, rules and regulations, and the inherent limitations of electronic communication, information on this Site may be incomplete, outdated, delayed or contain inaccuracies.

2. No professional advice

The information on this Site is provided with the understanding that AIM is not engaged in rendering legal, accounting, tax, financial, advisory or other professional advice or services through the Site.

Content on this Site should not be regarded as a substitute for professional advice or consultation. Before making any decision or taking any action based on information obtained from this Site, you should consult an appropriately qualified professional AIM adviser who is familiar with your specific circumstances.

Any services referred to on this Site are provided only by the relevant AIM entity pursuant to a separate written agreement and are not provided through the Site itself. Use of the Site does not create a client, advisory or professional relationship between AIM and any user.

3. Articles, publications and informational content

Any articles, publications, insights, commentary or written materials made available on this Site are provided for general informational purposes only. Such content is of a general nature and does not constitute professional advice, opinions, recommendations or guidance tailored to any specific facts or circumstances.

AIM does not warrant that any article or publication reflects the most current legal, regulatory, technical or professional position at the time it is accessed and assumes no obligation to update such content.

4. Templates, precedents and downloadable materials

Any templates, precedents, sample documents, checklists or downloadable materials made available on this Site are provided for illustrative and general guidance purposes only.

Such materials are not intended to be complete, definitive or suitable for use without adaptation, independent verification or professional review. AIM makes no representations or warranties that any template or document will be appropriate, accurate, compliant or effective for any particular purpose, jurisdiction or factual scenario.

Use of any template or downloadable material is entirely at the user’s own risk. AIM accepts no liability for any loss, damage or consequences arising from the use, modification or reliance on such materials.

 

5. Calculators, tools and interactive features

The Site may include calculators, tools, models, estimators or other interactive features intended to assist users with general calculations or scenario modelling.

All outputs generated by such tools are based on user inputs, assumptions and generalised logic and are provided for indicative purposes only. AIM does not warrant the accuracy, completeness, reliability or applicability of any output generated by such tools.

Users remain solely responsible for verifying all inputs and outputs and for determining the suitability of any result for their specific circumstances. AIM shall not be liable for any loss or damage arising from reliance on, or use of, any calculator, tool or interactive feature.

6. No warranties

While AIM makes reasonable efforts to ensure that information on this Site is obtained from sources believed to be reliable, AIM makes no representations or warranties of any kind, whether express or implied, regarding the accuracy, completeness, reliability, timeliness or suitability of the information contained on or accessed through the Site.

All information is provided “as is” and “as available”, without warranty of any kind, including, without limitation, warranties of performance, merchantability, fitness for a particular purpose or non-infringement.

7. Limitation of liability

To the fullest extent permitted by applicable law, AIM, its directors, employees, contractors, agents or service providers shall not be liable for any loss, damage, cost or expense of any nature whatsoever, whether direct or indirect, incidental, special, consequential or punitive, arising out of or in connection with:

• access to or use of the Site;
• reliance on any information contained on or accessed through the Site;
• the use of, or reliance on, any articles, publications, templates, calculators, tools or interactive features made available on the Site;
• any outputs, results or conclusions generated by such tools or materials;
• any modification, adaptation or implementation of Site content by users; or
• any inability to access or use the Site.

This limitation applies regardless of the form of action, whether based on contract, delict (including negligence), statute or otherwise, and even if AIM has been advised of the possibility of such loss or damage.

8. Website availability, security and viruses

AIM does not warrant or guarantee that the Site will be uninterrupted, error-free, secure, free of defects, omissions or delays, or free from viruses or other harmful components.

Users are responsible for implementing appropriate safeguards, including virus protection, when accessing or using the Site.

9. Third-party links

The Site may contain links to third-party websites or resources provided for convenience only. AIM does not control, endorse or assume responsibility for the content, accuracy, security, availability or privacy practices of any third-party websites.

Access to and use of third-party websites is at the user’s own risk, and users are encouraged to review the legal and privacy policies applicable to those websites.

 

10. Intellectual property

Unless otherwise indicated, all content on this Site, including text, graphics, logos, designs, layouts, documents and other materials, is the intellectual property of AIM or its licensors and is protected by applicable copyright, trademark and other intellectual property laws.

Content may be viewed, downloaded or printed for personal, non-commercial use only, provided that all copyright and proprietary notices are retained. No content may be copied, reproduced, modified, distributed, published, displayed or used for any commercial or public purpose without the prior written consent of AIM.

11. Trademarks

“AIM” and any associated names, logos or marks displayed on the Site are trademarks or proprietary identifiers of AIM. Any unauthorised use of these marks is prohibited and may constitute an infringement of intellectual property rights.

12. User responsibility

Users are solely responsible for how they interpret, use or apply any information, materials, tools or outputs obtained from the Site. AIM does not assume responsibility for decisions, actions or omissions taken by users based on Site content.

13. Privacy and data protection

Use of this Site is subject to the AIM Privacy Statement, which governs the collection, processing and protection of personal information in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA). The Privacy Statement forms an integral part of this Legal Disclaimer.

14. Changes to this disclaimer

AIM reserves the right to amend or update this Legal Disclaimer at any time without prior notice. Any changes will become effective upon publication on the Site. Users are encouraged to review this Legal Disclaimer periodically.

15. Governing law

This Legal Disclaimer shall be governed by and construed in accordance with the laws of the Republic of South Africa, and the courts of South Africa shall have jurisdiction in respect of any dispute arising from or in connection with the Site or this disclaimer.